Frequently Asked Questions
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At Ohio Medicare Advisors, I provide personalized guidance to help you understand your Medicare options and choose coverage that fits your healthcare needs and budget. Whether you're new to Medicare or reviewing your current coverage, I can help you compare plans, review prescription coverage, and navigate the enrollment process.
My goal is to make Medicare simple and provide dependable guidance before, during, and after you enroll—all at no additional cost to you.n
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As licensed insurance agents with 8+ years of experience in the Medicare industry, we've helped hundreds of Ohio residents find coverage that fits their needs. We provide personalized guidance, ongoing support, and exceptional customer service so you can feel confident in your Medicare decisions.
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Ohio Medicare Advisors works with many leading Medicare insurance carriers. By representing multiple companies, we can provide objective recommendations based on your individual needs rather than promoting a single insurer. Our current portfolio includes: Anthem, UnitedHealthcare, Aetna, Devoted Health, CareSource, and Molina.
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No. Our services are provided at no additional cost to you. We are compensated by insurance companies when you enroll in a plan, and our compensation does not increase your premium. Plus, you’ll get to retain your local agent for all your future Medicare needs.
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Medicare is a federal health insurance program primarily for people age 65 and older, as well as certain younger individuals with disabilities or qualifying medical conditions. Medicare consists of several parts that cover hospital care, medical services, prescription drugs, and additional benefits.
Medicare is composed of four parts.
Part A – Hospital insurance
Part B – Medical insurance
Part C (Medicare Advantage) – Private plans that combine Parts A and B and often include additional benefits
Part D – Prescription drug coverage
Our advisors can help you understand how each part works and determine which options best fit your needs.
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Most people become eligible for Medicare when they turn 65. You may also qualify earlier if you receive Social Security Disability benefits or have certain medical conditions such as ESRD or ALS.
You can enroll in Medicare during your Initial Enrollment Period. This begins three months before the month you turn 65, includes your birthday month, and extends for three months afterward. Enrolling during this period can help you avoid late enrollment penalties and gaps in coverage.ription
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Yes! Depending on your circumstances, you may be able to make changes during:
Your Initial Enrollment Period
The Annual Enrollment Period (October 15 – December 7)
The Medicare Advantage Open Enrollment Period (January 1 – March 31)
Special Enrollment Periods for qualifying life events